Withdrawals
Enjoy seamless withdrawals through a range of methods, backed by top-tier security and fund protection.
A range of secure withdrawal methods
We hold all client funds with major international banks and facilitate fast and secure withdrawals both on desktop and mobile.
| Payment method | Withdrawal fee | Withdrawal processing time* |
| Apple Pay | Free | Up to 1 business day |
| Google Pay | Free | Up to 1 business day |
| Debit/credit cards | Free | Up to 1 business day |
| Domestic bank transfer | Free | Up to 7 business days |
| International bank transfer | Free | Up to 7 business days |
*Processing time refers to the period we require to complete internal processing and release funds from our client segregated accounts. This does not guarantee that funds will be credited to your account within 0-7 business days. The final settlement time is dependent on third-party institutions and can vary significantly. For example, banks may take up to 15 days to process transfers, while other methods might finalise within a few hours. In unforeseen circumstances, such as bank holidays, withdrawal times may be longer. If you have any questions regarding funding and withdrawals, do not hesitate to contact us.
Supported account currencies
Trade, fund and withdraw in the currency that works best for you.
| Standard account | GBP, USD, EUR, CHF |
| Razor account | GBP, USD, EUR, CHF |
| Spread betting account | GBP, USD, EUR, CHF |
How to withdraw funds from your trading account
Log in
Go to your secure client area and tap ‘withdrawal’ on the account you want to withdraw funds from. / On mobile, log in, tap the profile icon (top right), and select ‘withdraw’.
Choose withdrawal method
Select your preferred withdrawal method and the account you want to withdraw from.
Enter details
Enter the amount you wish to withdraw and provide the required details.
Confirm withdrawal
Review your transaction details and confirm your withdrawal. Approve within one hour via email or 2FA (if enabled).
How your money is protected
We ensure that every transaction is secured through robust safeguards we have in place.
Segregated client funds
We store all client funds separately from our own, with tier-one banks and can’t use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, your share of segregated funds would be returned after administrative costs. Any shortfall of funds of up to £85,000 may be compensated under the FSCS.
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
Segregated client funds
We store all client funds separately from our own, with tier-one banks and can’t use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, your share of segregated funds would be returned after administrative costs. Any shortfall of funds of up to £85,000 may be compensated under the FSCS.
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
Segregated client funds
We store all client funds separately from our own, with tier-one banks and can’t use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, your share of segregated funds would be returned after administrative costs. Any shortfall of funds of up to £85,000 may be compensated under the FSCS.
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
Segregated client funds
We store all client funds separately from our own, with tier-one banks and can’t use them for business activities.
Client compensation scheme
In the unlikely event of Pepperstone’s liquidation, your share of segregated funds would be returned after administrative costs. Any shortfall of funds of up to £85,000 may be compensated under the FSCS.
Account & data security
We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
We're certified by industry-leading data security bodies
Withdrawal requirements
To process a withdrawal, you will be asked to provide details for a payment method linked to your account. This is required for secure and compliant payment processing.
If you don’t have access to the original method, please contact our support team for assistance at support@pepperstone.com
Withdrawals to third parties
Pepperstone can only return funds to the source. This means you can only withdraw to the same bank account or debit/credit card in the same name (or joint) as your trading account due to third-party transaction regulations.
Why choose to open an account with Pepperstone?
Experience seamless, reliable funding backed by a broker you can trust.
Local and global flexibility
Withdraw in GBP or major international currencies.
Best Spread Betting Broker
Rated by Compare Forex Broker Awards 2026.¹
No internal fees
We do not charge any additional fees on withdrawals.²
Secure environment
Your funds are held in segregated accounts with multiple Tier-1 banks.
Local and global flexibility
Withdraw in GBP or major international currencies.
Best Spread Betting Broker
Rated by Compare Forex Broker Awards 2026.¹
No internal fees
We do not charge any additional fees on withdrawals.²
Secure environment
Your funds are held in segregated accounts with multiple Tier-1 banks.
FAQs
Pepperstone offers a range of secure and flexible withdrawal methods. Please refer to the relevant section above for more information.
Withdrawals processed via Apple Pay, Google Pay, and debit/credit cards take up to 1 business day. Domestic and international bank transfer withdrawals may take up to 7 working days.
Pepperstone does not charge any additional fees on withdrawals. However, please note that your bank or payment provider may apply their own charges.
Withdrawing funds from your Pepperstone trading account is quick and secure.
1. Log in to your account — if you don’t have one yet, you can sign up here.
2. On desktop: tap ‘withdrawal’ on the account you want to withdraw funds from. / On mobile, tap the profile icon (top right) and select ‘withdraw’.
3. Choose your preferred withdrawal method, the account you want to withdraw from, and enter the amount.
4. Provide the required details and review your transaction to confirm the withdrawal.
5. Approve the transaction within one hour via the email sent to you, or using a 2FA code if enabled.
There are a number of measures that we put in place to ensure that your funds are protected with Pepperstone:
• Your money is held in segregated accounts at regulated tier-1 banks.
• Your money and assets will never be merged with our own money and assets.
• Your money and assets are protected from creditors in the unlikely event Pepperstone goes into liquidation.
• We use advanced security measures to keep your account, data, and funds safe, including encryption, 2FA authentication, and fraud detection.
In some cases, it can take longer than expected for your funds to reach your account. This could be for a number of reasons, including the following:
• Your payment provider rejected the funds
• Incorrect account details were entered
• The beneficiary bank or the intermediary/correspondent bank could be causing delays because of their regulatory processes.
If it’s been longer than expected for your withdrawal to be processed and your bank has not been able to locate the funds, please email us at funding@pepperstone.com and we can provide you with a receipt for the withdrawal.
If you present this receipt to your bank, they'll be able to either locate your funds for you or explain why they couldn't accept them.
If you request a withdrawal on the weekend or on a bank holiday, it may take longer to arrive, as Pepperstone only processes withdrawals on working days.
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Ready to trade with Pepperstone?
1 Rated Best Broker in Spread Betting in the Compare Forex Broker Awards 2026.
2 Please note that your bank or payment provider may apply their own charges.